This plan is for all your financial needs, like,
- Education of Children and Marriage
- Health Needs
- Retirement Pension
- Estate Creation
- Easy and Flexible Money back
Example 1
Age | 35 | |||||||
Risk Coverage | 500000 | |||||||
Yly Premium | 24016 | |||||||
S.No | Term | SA | Premium | MA | Used for Premium Payment | Net MA | M Age | |
1 | 15 | 62500 | 3002 | 111099 | 21014 | 90085 | 50 | |
2 | 16 | 62500 | 3002 | 125842 | 18012 | 107830 | 51 | |
3 | 17 | 62500 | 3002 | 141986 | 15010 | 126976 | 52 | |
4 | 18 | 62500 | 3002 | 159705 | 12008 | 147697 | 53 | |
5 | 19 | 62500 | 3002 | 179095 | 9006 | 170089 | 54 | |
6 | 20 | 62500 | 3002 | 200370 | 6004 | 194366 | 55 | |
7 | 21 | 62500 | 3002 | 223646 | 3002 | 220644 | 56 | |
8 | 22 | 62500 | 3002 | 249179 | 0 | 249179 | 57 | |
500000 | 24016 | 1390922 | 1306866 | |||||
Normal Death: | 5 lakhs + (Total premium paid - first year premium) +LA | |||||||
Accidental Death: | 10 lakhs + (Total premium paid - first year premium) +LA | |||||||
Total Premium Paid | 360240 | |||||||
Tax benefit @ 20% | 72048 | |||||||
Actual Premium Paid | 288192 | |||||||
Total MA | 1306866 |
Example 2
Age | 35 | ||||||
Risk Coverage | 1000000 | ||||||
Yly Premium | 48040 | ||||||
S.No | Term | SA | Premium | MA | Used for Premium Payment | Net MA | M Age |
1 | 15 | 100000 | 4804 | 177759 | 43236 | 134523 | 50 |
2 | 16 | 100000 | 4804 | 201347 | 38432 | 162915 | 51 |
3 | 17 | 100000 | 4804 | 227176 | 33628 | 193548 | 52 |
4 | 18 | 100000 | 4804 | 255528 | 28824 | 226704 | 53 |
5 | 19 | 100000 | 4804 | 286552 | 24020 | 262532 | 54 |
6 | 20 | 100000 | 4804 | 320592 | 19216 | 301376 | 55 |
7 | 21 | 100000 | 4804 | 357833 | 14412 | 343421 | 56 |
8 | 22 | 100000 | 4804 | 398687 | 9608 | 389079 | 57 |
9 | 23 | 100000 | 4804 | 443375 | 4804 | 438571 | 58 |
10 | 24 | 100000 | 4804 | 492398 | 0 | 492398 | 59 |
1000000 | 48040 | 3161247 | 2945067 | ||||
Normal Death: | 10 lakhs + (Total premium paid - first year premium) +LA | ||||||
Accidental Death: | 20 lakhs + (Total premium paid - first year premium) +LA | ||||||
Total Premium Paid | 720600 | ||||||
Tax benefit @ 20% | 144120 | ||||||
Actual Premium Paid | 576480 | ||||||
Total MA | 2945067 |
How to Apply this policy?
Refer About Me section on this page at the top right
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